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title: Frequently Asked Questions | Help Center
description: Frequently Asked Questions
---

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1. [Help Center](https://help.superiorira.com/info)
2. [Frequently Asked Questions](https://help.superiorira.com/info/frequently-asked-questions)

# Frequently Asked Questions

- [How do I update my password within the Superior IRA & HSA platform?](https://help.superiorira.com/info/how-do-i-update-my-password-within-the-superior-ira-hsa-platform)
- [How do I submit a beneficiary claim to Superior?](https://help.superiorira.com/info/how-do-i-submit-a-beneficiary-claim-to-superior)
- [What are the requirements of substantially equal periodic payments to avoid the IRS early distribution penalty of 10%?](https://help.superiorira.com/info/can-i-change-from-one-method-to-another-in-calculating-substantially-equal-periodic-payments)
- [How are distributions from an IRA to a former spouse handled?](https://help.superiorira.com/info/will-i-have-to-pay-the-10-additional-tax-on-early-distributions-if-i-am-47-years-old-and-ordered-by-a-divorce-court-to-take-money-out-of-my-traditional-ira-1651739027482)
- [Can distributions be taken from Traditional, SEP or SIMPLE IRAs while the owner is still working?](https://help.superiorira.com/info/can-i-take-money-from-my-traditional-ira-or-my-sep-or-simple-ira-while-i-am-still-working)
- [What are Trump Accounts?](https://help.superiorira.com/info/what-are-trump-accounts)
- [How do IRA owners report Roth IRA Contributions?](https://help.superiorira.com/info/do-i-report-my-nondeductible-roth-ira-contributions-on-form-8606)
- [How much can be contributed to a spouse's IRA?](https://help.superiorira.com/info/i-want-to-set-up-an-ira-for-my-spouse.-how-much-can-i-contribute)
- [Can an IRA owner contribute to a Traditional or Roth IRA if they are covered by a retirement plan at work?](https://help.superiorira.com/info/can-i-contribute-to-a-traditional-or-roth-ira-if-im-covered-by-a-retirement-plan-at-work)
- [Are Traditional IRA contributions tax deductible?](https://help.superiorira.com/info/is-my-ira-contribution-deductible-on-my-tax-return)
- [Is spousal consent required when naming beneficiaries on an IRA?](https://help.superiorira.com/info/what-states-have-community-or-marital-property-laws-teffecting-an-ira-beneficary-designation)
- [What are the SIMPLE IRA summary description requirements?](https://help.superiorira.com/info/simple-ira-summary-description-requirements)
- [What is a Qualified Charitable Distribution (QCD) ?](https://help.superiorira.com/info/what-is-a-qualified-charitable-distribution)

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