---
title: IRA RMDs
description: This training module provides an overview of the Required Minimum Distribution (RMD) rules for IRAs, including when they must begin, how to calculate the amount required, the penalties for failing to take an RMD and requirements for reporting.
---

[Skip to content](https://help.superiorira.com/info/ira-rmds#main-content)

[![Superior Logo\_Navy Background-1](https://help.superiorira.com/hs-fs/hubfs/Superior%20Logo_Navy%20Background-1.png?width=250&height=66&name=Superior%20Logo_Navy%20Background-1.png)](https://superiorira.com/)

- [Help Center](https://help.superiorira.com/info)

Open main navigation

Close main navigation

- [Help Center](https://help.superiorira.com/info)
- [Return to Superior platform](https://app.superiorira.com/)

[Return to Superior platform](https://app.superiorira.com/)

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Center](https://help.superiorira.com/info?hsLang=en)
2. [Training](https://help.superiorira.com/info/training?hsLang=en)
3. [Compliance](https://help.superiorira.com/info/training?hsLang=en#compliance)

# IRA RMDs

## This training module provides an overview of the Required Minimum Distribution (RMD) rules for IRAs, including when they must begin, how to calculate the amount required, the penalties for failing to take an RMD and requirements for reporting.

View the training**[here](https://help.superiorira.com/hubfs/2026%20IRA%20RMD%20Training%20Video.mp4?hsLang=en)**.

The slide deck for the video is available **[here](https://help.superiorira.com/hubfs/IRA%20RMDs%20Handout%208.2026-2.pdf?hsLang=en)**.

<iframe data-hsv-src="https://play.hubspotvideo.com/v/20075435/id/219398503427" referrerpolicy="origin" sandbox="allow-forms allow-scripts allow-same-origin allow-popups" allow="autoplay; fullscreen;" style="position: absolute !important; width: 100% !important; height: 100% !important; left: 0; top: 0; border: 0 none; pointer-events: initial" title="HubSpot Video" loading="lazy" data-hsv-id="219398503427" data-hsv-style="" data-hsv-width="688" data-hsv-height="387" data-hsv-autoplay="false" data-hsv-loop="false" data-hsv-muted="false" data-hsv-hidden-controls="false" data-hsv-full-width="false"></iframe>

 

- [Blank Forms/Notifications](https://help.superiorira.com/info/blank-forms-notifications?hsLang=en#main-content)

    - [Blank Forms](https://help.superiorira.com/info/blank-forms-notifications?hsLang=en#blank-forms)
    - [Sample Notifications](https://help.superiorira.com/info/blank-forms-notifications?hsLang=en#sample-notifications)
- [Implementations & Mergers](https://help.superiorira.com/info/implementations-mergers?hsLang=en#main-content)

    - [Data Gathering](https://help.superiorira.com/info/implementations-mergers?hsLang=en#data-gathering)
    - [Implementations](https://help.superiorira.com/info/implementations-mergers?hsLang=en#implementations)
    - [Mergers](https://help.superiorira.com/info/implementations-mergers?hsLang=en#mergers)
- [IRS News](https://help.superiorira.com/info/irs-news?hsLang=en#main-content)

    - [Cost-of-Living Adjustments (COLAs)](https://help.superiorira.com/info/irs-news?hsLang=en#cost-of-living-adjustments-colas)
    - [IRS Pronouncements](https://help.superiorira.com/info/irs-news?hsLang=en#irs-pronouncements)
- [Superior IRA & HSA Client Calendar](https://help.superiorira.com/info/superior-ira-hsa-client-calendar?hsLang=en)
- [Training](https://help.superiorira.com/info/training?hsLang=en#main-content)

    - [Compliance](https://help.superiorira.com/info/training?hsLang=en#compliance)
    - [Superior IRA & HSA Platform](https://help.superiorira.com/info/training?hsLang=en#superior-ira-hsa-platform)
    - [Tax Reporting](https://help.superiorira.com/info/training?hsLang=en#tax-reporting)
- [Frequently Asked Questions](https://help.superiorira.com/info/frequently-asked-questions?hsLang=en)
- [Public](https://help.superiorira.com/info/public?hsLang=en)

Exceptional service. Today’s technology. Superior results.

Superior IRA & HSA® and the Superior IRA & HSA logo are registered trademarks of Superior IRA & HSA, LLC. 

© 2026 Superior IRA & HSA, LLC. All Rights Reserved.

```json
{
  "@context" : "https://schema.org",
  "@type" : "VideoObject",
  "caption" : {
    "@type" : "MediaObject",
    "contentUrl" : "https://help.superiorira.com/media-transcripts/219402162223/en.vtt",
    "inLanguage" : "en",
    "name" : "en Captions"
  },
  "contentUrl" : "https://20075435.fs1.hubspotusercontent-na1.net/hubfs/20075435/video_assets/219402162223/inherited/web_optimized.mp4",
  "dateModified" : "2026-08-13T20:01:14.407Z",
  "duration" : "PT20M49S",
  "height" : 1080,
  "name" : "2026 IRA RMD Training Video",
  "thumbnailUrl" : "https://20075435.fs1.hubspotusercontent-na1.net/hubfs/20075435/2026%20IRA%20RMD%20Training%20Video.mp4/medium.jpg",
  "uploadDate" : "2026-08-13T20:00:11.793Z",
  "width" : 1920
}
```